Another foreclosure sale closed. Find your next pre-foreclosure opportunity.
645 Sarner Pass WAY, Winter Haven, FL 33881 — Sold $182,600
645 Sarner Pass WAY, Winter Haven, FL 33881
Another foreclosure property closed in Polk County, FL. Distressed sales like this move fast when the right buyer is ready.
645 Sarner Pass WAY, Winter Haven, FL 33881
Final sold price
SOLD$182,600
What sold at 645 Sarner Pass WAY, and for how much?
645 Sarner Pass WAY, Winter Haven, FL 33881 sold for $182,600 on July 7, 2026. The property is a residential, 3 bed, 2 bath, 2,004 sq ft, built in 2022. LeadCruncher tracks it as a pre-foreclosure lead sourced from county recorder foreclosure filings (NOD, lis pendens and auction notices) in Polk County.
Sale record at a glance
| Address | 645 Sarner Pass WAY, Winter Haven, FL 33881 |
|---|---|
| Sold price | $182,600 |
| Sold date | |
| Property type | Residential |
| Beds / baths | 3 bed · 2 bath |
| Building area | 2,004 sq ft |
| Year built | 2022 |
| County | Polk County, FL |
| APN | 262802522104000630 |
| Foreclosure filing | Notice of Foreclosure Sale |
What is a foreclosure sale?
A foreclosure sale is a property sold after a borrower defaults on their mortgage and the lender completes the foreclosure process. LeadCruncher tracks recently sold foreclosure properties in Polk County, Florida alongside active pre-foreclosure filings, so investors and agents can spot distressed-market activity early.
Recently Sold Foreclosure Property: 645 Sarner Pass WAY, Winter Haven FL 33881
Property profile
- Address
- 645 Sarner Pass WAY
- City / state / ZIP
- Winter Haven, FL, 33881
- County
- Polk County
- Property type
- Residential
- Land use
- Single Family Residential
- Beds / baths
- 3 bed · 2 bath
- Year built
- 2022
- APN
- 262802522104000630
Scheduled auction
- Auction
- 06/25/2026 at 10:00 AM — www polk realforeclose com
- Minimum bid
- -
Mailing address
645 SARNER PASS WAY, Winter Haven, FL 33881
Foreclosure & ownership
- Current owner
- Current owner is locked. Sign in with an Assessors Data subscription to view.
- Trustor / borrower
- Trustor / borrower is locked. Sign in with an Assessors Data subscription to view.
- Trustee
- Trustee is locked. Sign in with an Assessors Data subscription to view.
- Document type
- Notice of Foreclosure Sale
- Unpaid balance
- -
- Past due amount
- -
- Assessed value
- $266,691
Numbers from this sale
A few quick comparisons we run from the recorded numbers so you can see how this sale stacks up.
- Sold price per sq ft$91Calculated from a 2,004 sq ft building and $182,600 sold price.
- Sold vs. assessed value68%Sold price was 68% of the $266,691 county-assessed value.
- Building-to-lot ratio30%Building footprint covers about 30% of the 6,669 sq ft lot.
About this foreclosure sale
645 Sarner Pass WAY, Winter Haven FL 33881 changed hands as a foreclosure sale in Polk County, Florida. The home closed at $182,600. Sales like this show where distressed inventory is clearing. LeadCruncher helps you find the next filing before it becomes public competition.
Frequently asked about this sale
How much did 645 Sarner Pass WAY, Winter Haven, FL 33881 sell for?
645 Sarner Pass WAY, Winter Haven, FL 33881 sold for $182,600 on 07/07/2026.
When did 645 Sarner Pass WAY, Winter Haven, FL 33881 sell?
The transfer of 645 Sarner Pass WAY, Winter Haven, FL 33881 was recorded on in Polk County, FL.
Who sold 645 Sarner Pass WAY, Winter Haven, FL 33881?
Listing-agent details are not publicly available for the sale of 645 Sarner Pass WAY, Winter Haven, FL 33881.
Who represented the buyer of 645 Sarner Pass WAY, Winter Haven, FL 33881?
Buyer-agent details are not publicly available for the sale of 645 Sarner Pass WAY, Winter Haven, FL 33881.
What foreclosure filing is associated with 645 Sarner Pass WAY, Winter Haven, FL 33881?
645 Sarner Pass WAY, Winter Haven, FL 33881 is linked to a Notice of Foreclosure Sale filing.
What kind of property is 645 Sarner Pass WAY, Winter Haven, FL 33881?
645 Sarner Pass WAY, Winter Haven, FL 33881 is recorded as Residential. Its land-use classification is Single Family Residential. The record lists 3 bed · 2 bath. It was built in 2022.
How can I find more pre-foreclosure leads near Winter Haven?
LeadCruncher tracks pre-foreclosure filings (NOD, Lis Pendens, auction notices) across Polk County and nationwide. Use the Find Similar Leads button above to filter by FL and start with the freshest distressed property records.
What is a foreclosure sale?
A foreclosure sale is a property sold after a borrower defaults on their mortgage and the lender completes the foreclosure process. LeadCruncher tracks recently sold foreclosure properties in Polk County, Florida alongside active pre-foreclosure filings, so investors and agents can spot distressed-market activity early.
Public records and foreclosure references
Independent sources for anything on this page. The Polk County, Florida recorder is the system of record for the deed; the links below explain the pre-foreclosure process around it.
- Public Records Online Directory
County-by-county directory of recorder, assessor, and tax collector offices across all 50 states. Useful for pulling the original deed or recorded sale.
- How foreclosure works — Cornell Law
Plain-English overview of the foreclosure process in the United States, including judicial vs. non-judicial foreclosure and where a notice of default fits in the timeline.
- Avoiding foreclosure — CFPB
Consumer Financial Protection Bureau guidance on the options available to homeowners facing default — useful context for understanding a distressed seller's situation.
More recent foreclosure sales nearby
Looking for more like this? The county hub has the full list of foreclosure sales in the same area, with filters for price, beds, and property type.
Your next distressed deal starts here
Most Winter Haven, FL agents find these listings after they hit the MLS. LeadCruncher pulls Polk County, FL pre-foreclosure leads straight from county recorder foreclosure filings (NOD, lis pendens and auction notices), weeks earlier.
More ways to find distressed properties
Sales like this one rarely come from a single list. Here is the rest of what LeadCruncher tracks in Polk County, FL, refreshed daily.
LeadCruncher refreshes Winter Haven, FL pre-foreclosure leads daily. Pick up the next one before it reaches the MLS.
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