Industry solutions

Death verification, mapped to your exposure

Name: Verify Deceased Death Verification
Brand: Verify Deceased

A deceased identity creates a different loss in every sector: a bust-out balance for a card issuer, a clawback for a pension plan, an audit finding for a benefits agency. Choose your industry to see the specific workflow, the right integration point and the outcome you should expect.

7 DaysAverage time to recordDeceased records surface in our index within a week of the date of death.

50 StatesNationwide coverageSourced continuously from every US state and thousands of local jurisdictions.

WeeklyIndex refreshNew decedent records are ingested, matched and published every Week.

<300msMedian API responseReal-time verification fast enough to sit inline in your onboarding flow.

Choose your sector

Eight industries, one verification layer

Diagram showing banks, lenders, insurance carriers, government agencies, pension funds and employers all routing identity decisions through a single death verification check — Fraud, claims, payroll, benefits and collections teams all screen against the same deceased index through one shared integration.

Banks & Credit Unions

Deceased-identity abuse concentrates in the weeks right after death, exactly the window where federal death files are still silent. Screening every application and periodically re-screening your book closes it.

View Banks & Credit Unions use case

Lenders & Credit Issuers

A deceased identity with a clean credit history is one of the most valuable assets in the fraud economy. It has no one to dispute the charges and no one to notice, until the charge-off lands on your book.

View Lenders & Credit use case

Insurance Carriers

Carriers sit on both sides of the problem: fraudulent claims filed against decedent identities, and legitimate beneficiaries who were never located because the death was never detected.

View Insurance use case

Government & Public Agencies

Every benefit payment issued to a deceased recipient becomes a recovery case, an audit finding and a headline. Detecting the death before the payment cycle runs avoids all three.

View Government use case

Pension & Retirement Funds

Pension overpayment after death is one of the most persistent leakage problems in retirement administration, and one of the most awkward to resolve, because recovery means approaching a grieving family.

View Pension Funds use case

Employers & HR Screening

Employment fraud using a deceased person's Social Security number is one of the quietest forms of identity theft, and the employer usually discovers it during an audit, when remediation is at its most expensive.

View Employers & HR use case

Healthcare & Pharmacy

A deceased patient's identity is a durable asset for prescription diversion and billing fraud, because no living patient will ever review the statement or dispute the claim.

View Healthcare use case

Debt Collection & Recovery

Contacting the family of a deceased debtor is a compliance incident, a complaint risk and a waste of contact spend. Accurate deceased suppression solves all three at once.

View Collections use case

Explore further

Before you pick an integration point

Death verification overviewWhy records arrive within about seven days instead of one to three months.The verification APIEndpoints, latency, batch limits, webhooks and sandbox access.Deceased identity fraudHow ghosting works and why the weeks after death carry the most risk.

Not sure which pattern fits your workflow?

Send us your use case and volume. We will map the right integration point and issue sandbox credentials.

Visit Verify Deceased Talk to our team