MaryAnn Enfinger closed this foreclosure sale. Find your next distressed lead.
3855 Heartwood ST, Panama City, FL 32404 — Sold $300,000 by MaryAnn Enfinger
3855 Heartwood ST, Panama City, FL 32404
Another foreclosure listing closed by MaryAnn Enfinger in Bay County, FL.
3855 Heartwood ST, Panama City, FL 32404
Final sold price
SOLD$300,000
What sold at 3855 Heartwood ST, and for how much?
3855 Heartwood ST, Panama City, FL 32404 sold for $300,000 on September 1, 2026. The listing was handled by MaryAnn Enfinger of Overstreet Realty. The property is a residential, 3 bed, 2 bath, 1,984 sq ft, built in 2022. LeadCruncher tracks it as a pre-foreclosure lead sourced from county recorder foreclosure filings (NOD, lis pendens and auction notices) in Bay County.
Sale record at a glance
| Address | 3855 Heartwood ST, Panama City, FL 32404 |
|---|---|
| Sold price | $300,000 |
| Sold date | |
| Property type | Residential |
| Beds / baths | 3 bed · 2 bath |
| Building area | 1,984 sq ft |
| Year built | 2022 |
| County | Bay County, FL |
| Listing agent | MaryAnn Enfinger, Overstreet Realty |
| APN | 05948-300-390 |
| MLS # | 788132 |
| Foreclosure filing | Notice of Foreclosure Sale |
What is a foreclosure sale?
A foreclosure sale is a property sold after a borrower defaults on their mortgage and the lender completes the foreclosure process. LeadCruncher tracks recently sold foreclosure properties in Bay County, Florida alongside active pre-foreclosure filings, so investors and agents can spot distressed-market activity early.
Recently Sold Foreclosure Property: 3855 Heartwood ST, Panama City FL 32404
Property profile
- Address
- 3855 Heartwood ST
- City / state / ZIP
- Panama City, FL, 32404
- County
- Bay County
- Property type
- Residential
- Land use
- Single Family Residential
- Beds / baths
- 3 bed · 2 bath
- Year built
- 2022
- APN
- 05948-300-390
Scheduled auction
- Auction
- 03/05/2026 at 11:00 AM — www bay realforeclose com
- Minimum bid
- -
Mailing address
3855 HEARTWOOD ST, Panama City, FL 32404
Foreclosure & ownership
- Current owner
- Current owner is locked. Sign in with an Assessors Data subscription to view.
- Trustor / borrower
- Trustor / borrower is locked. Sign in with an Assessors Data subscription to view.
- Trustee
- Trustee is locked. Sign in with an Assessors Data subscription to view.
- Document type
- Notice of Foreclosure Sale
- Unpaid balance
- -
- Past due amount
- -
- Assessed value
- $326,999
- MLS #
- 788132
Numbers from this sale
A few quick comparisons we run from the recorded numbers so you can see how this sale stacks up.
- Sold price per sq ft$151Calculated from a 1,984 sq ft building and $300,000 sold price.
- Sold vs. assessed value92%Sold price was 92% of the $326,999 county-assessed value.
- Building-to-lot ratio18%Building footprint covers about 18% of the 11,326 sq ft lot.
About this foreclosure sale
MaryAnn Enfinger of Overstreet Realty and Local Insight Realty got 3855 Heartwood ST, Panama City FL 32404 in Panama City through a foreclosure sale to closing. The home closed at $300,000. Sales like this show where distressed inventory is clearing. LeadCruncher helps you find the next filing before it becomes public competition.
- MaryAnn Enfinger, Overstreet Realty
- Local Insight Realty
Frequently asked about this sale
How much did 3855 Heartwood ST, Panama City, FL 32404 sell for?
3855 Heartwood ST, Panama City, FL 32404 sold for $300,000 on 09/01/2026.
When did 3855 Heartwood ST, Panama City, FL 32404 sell?
The transfer of 3855 Heartwood ST, Panama City, FL 32404 was recorded on in Bay County, FL.
Who sold 3855 Heartwood ST, Panama City, FL 32404?
3855 Heartwood ST, Panama City, FL 32404 was listed by MaryAnn Enfinger, Overstreet Realty.
Who represented the buyer of 3855 Heartwood ST, Panama City, FL 32404?
The buyer of 3855 Heartwood ST, Panama City, FL 32404 was represented by Local Insight Realty.
What foreclosure filing is associated with 3855 Heartwood ST, Panama City, FL 32404?
3855 Heartwood ST, Panama City, FL 32404 is linked to a Notice of Foreclosure Sale filing.
What kind of property is 3855 Heartwood ST, Panama City, FL 32404?
3855 Heartwood ST, Panama City, FL 32404 is recorded as Residential. Its land-use classification is Single Family Residential. The record lists 3 bed · 2 bath. It was built in 2022.
How can I find more pre-foreclosure leads near Panama City?
LeadCruncher tracks pre-foreclosure filings (NOD, Lis Pendens, auction notices) across Bay County and nationwide. Use the Find Similar Leads button above to filter by FL and start with the freshest distressed property records.
What is a foreclosure sale?
A foreclosure sale is a property sold after a borrower defaults on their mortgage and the lender completes the foreclosure process. LeadCruncher tracks recently sold foreclosure properties in Bay County, Florida alongside active pre-foreclosure filings, so investors and agents can spot distressed-market activity early.
Public records and foreclosure references
Independent sources for anything on this page. The Bay County, Florida recorder is the system of record for the deed; the links below explain the pre-foreclosure process around it.
- Public Records Online Directory
County-by-county directory of recorder, assessor, and tax collector offices across all 50 states. Useful for pulling the original deed or recorded sale.
- How foreclosure works — Cornell Law
Plain-English overview of the foreclosure process in the United States, including judicial vs. non-judicial foreclosure and where a notice of default fits in the timeline.
- Avoiding foreclosure — CFPB
Consumer Financial Protection Bureau guidance on the options available to homeowners facing default — useful context for understanding a distressed seller's situation.
More recent foreclosure sales nearby
Looking for more like this? The county hub has the full list of foreclosure sales in the same area, with filters for price, beds, and property type.
Your next distressed deal starts here
MaryAnn Enfinger already closed this one. Most Panama City, FL agents find these listings after they hit the MLS. LeadCruncher pulls Bay County, FL pre-foreclosure leads straight from county recorder foreclosure filings (NOD, lis pendens and auction notices), weeks earlier.
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